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How Do You Protect Valuables Before a Hurricane Arrives?

Last updated October 25, 2026

The short answer

Create an Inventory and Document Everything

Start by making a written list and taking clear photos or a video of all your valuables. Include furniture, electronics, artwork, and important documents. Store this inventory digitally in a cloud service or on a flash drive kept in a safe place away from your home. This documentation is crucial for insurance claims if items are damaged or lost.

Focus on serial numbers for electronics and detailed descriptions for jewelry or antiques. Note the approximate value and purchase date of significant items. This process helps ensure you know exactly what you own and can assist with any necessary discussions. Policies vary, and your insurer decides what is covered.

Move Items to a Safe Interior Location

Identify the highest points in your home, such as the top shelves of closets or interior rooms without windows. Move smaller valuables like photo albums, collectibles, and important papers to these elevated areas. For homes with multiple stories, the upper floor is typically safer from floodwaters. Avoid storing items in ground-level rooms or near windows.

Larger furniture pieces that cannot be moved should be protected as well. Place wooden blocks or bricks under the legs of heavy furniture to lift them off the floor. If possible, drape waterproof tarps or plastic sheeting over sofas, pianos, or antique cabinets. This creates an extra barrier against water that may enter.

Use Proper Waterproof Storage

Waterproof storage is your most effective tool against moisture damage. Invest in heavy-duty plastic bins with locking lids, as cardboard boxes disintegrate quickly when wet. For an extra layer of protection, you can place items inside plastic bags before putting them into the bins. This double-bagging method is especially useful for paper items and photographs.

Do not forget about items stored in drawers or cabinets. Remove contents from low drawers and place them in your waterproof containers. If you must leave items in furniture, line the drawers with plastic sheeting first. For added security, you can tape the seams of your plastic bins with waterproof tape.

  • Seal vital documents like passports and deeds in heavy-duty plastic zipper bags.
  • Place family photos, letters, and heirlooms in sealed plastic storage bins with tight lids.
  • For electronics, use their original packaging or wrap them in plastic before boxing.
  • Consider vacuum-sealing bags for clothing, blankets, and fabrics to save space and protect them.
  • Use silica gel desiccant packs inside containers to control moisture.
  • Label all containers clearly with their contents and the room they belong to.

Protect Your Home's Structure

Securing your home helps protect the valuables inside it. Install storm shutters or board up windows with plywood to prevent broken glass and wind-driven rain. Clear gutters and downspouts to ensure water drains away from your foundation. Sandbags can be placed at doorways and low openings to help divert minor flooding away from your interior spaces.

Check your roof for loose shingles and seal any visible cracks around windows or doors with caulk. Clear gutters and downspouts to ensure water drains away from your foundation. Knowing how to shut off your main water valve can prevent additional damage from burst interior pipes during the storm. Have the location of your shutoff valve written down in an accessible spot.

What to Do After the Storm Passes

Once it is safe to return, assess the damage carefully. Wear protective gear like gloves and boots when entering a flooded area. Do not turn on electrical appliances if they are wet or if you are standing in water. Your priority is safety; document any new damage with photos before you start cleaning or moving things.

If valuables or your home structure have sustained water damage, contact local water damage pros. They have the equipment for water extraction and structural drying to help prevent further issues like mold. For significant flooding, services like emergency water extraction and flood damage cleanup are often needed. Acting quickly can help limit secondary damage to your property and belongings.

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Frequently asked questions

Should I put valuables in my car to protect them?

No, this is generally not advised. Cars can be swept away in floods or damaged by falling debris. Your vehicle is less secure than a high, interior location in your home. The interior of a car can also become very hot, which may damage sensitive items like electronics or photographs.

How do I protect important digital files and data?

Use an external hard drive or a USB flash drive to back up all critical files, including your home inventory photos. Store this drive in your waterproof container. For the best protection, also use a secure cloud storage service. This ensures your data survives even if your computer is destroyed.

What if my valuables get wet despite my efforts?

Handle wet items carefully to avoid further damage. Do not attempt to force open wet books or photo albums. Separate damp items to improve air circulation. For valuable artwork, documents, or electronics, consult a conservation specialist. For widespread water damage in your home, local water damage pros can assist with drying and restoration to help save what is possible.

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